2024知到答案 货币金融学 最新智慧树满分章节测试答案
第一章 单元测试
文章目录
1、单选题：
The nature of finance is capital financing, or fund circulating, that is, transferring funds from capital providers to capital demanders. ( )
选项：
A:True
B:False
答案: 【True】
2、单选题：
Banks are the only important financial institutions. ( )
选项：
A:False
B:True
答案: 【False】
3、单选题：
Financial markets can promote economic efficiency, but can not improve the well-being of consumers. ( )
选项：
A:False
B:True
答案: 【False】
4、单选题：
When businesses go looking for funds to finance their activities, they usually obtain them directly from securities markets and not indirectly through financial intermediaries. ( )
选项：
A:True
B:False
答案: 【False】
5、单选题：
Financial markets promote greater economic efficiency by channeling funds from ________ to ________. ( )
选项：
A:borrowers; savers
B:savers; borrowers
C:savers; lenders
D:investors; savers
答案: 【savers; borrowers】
6、单选题：
Financial institutions that accept deposits and make loans are called ___. ( )
选项：
A:banks.
B:finance companies.
C:mutual funds.
D:exchanges.
答案: 【banks.】
7、单选题：
China's financial system is ___ financial system. ( )
选项：
A:market-oriented
B:direct-financing-oriented
C:bank-oriented
D:indirect-financing-oriented
答案: 【bank-oriented】
8、多选题：
Which of the following statements are TRUE? ( )
选项：
A:direct finance can alleviate asymmetric information.
B:direct finance can reduce transaction costs.
C:indirect finance can reduce transaction costs.
D:indirect finance can alleviate asymmetric information.
答案: 【indirect finance can reduce transaction costs.;
indirect finance can alleviate asymmetric information.】
9、多选题：
Government regulations to reduce the possibility of financial panic include all of the following EXCEPT ___. ( )
选项：
A:disclosure.
B:economies of scope.
C:transactions costs.
D:restrictions on assets and activities.
答案: 【economies of scope.;
transactions costs.】
10、多选题：
Which of the following are contractual savings institutions? ( )
选项：
A:pension fund
B:finance company
C:life insurance company
D:mutual funds
答案: 【pension fund;
life insurance company;
mutual funds】
第二章 单元测试
1、单选题：
Under the barter system, the primary shortcoming was the double coincidence of wants could not match. ( )
选项：
A:False
B:True
答案: 【True】
2、单选题：
Money means currency. ( )
选项：
A:False
B:True
答案: 【False】
3、单选题：
Money is just one type of wealth. ( )
选项：
A:True
B:False
答案: 【True】
4、单选题：
The calculations of M0, M1, M2 are same in USA and in China. ( )
选项：
A:True
B:False
答案: 【False】
5、单选题：
When the price level is increasing rapidly, money loses value rapidly, and people become more reluctant to hold their wealth in this form. ( )
选项：
A:True
B:False
答案: 【True】
6、单选题：
The first form of e-money was the debit card.( )
选项：
A:True
B:False
答案: 【True】
7、单选题：
Which of the followings are currency except:（ ）
选项：
A:Coins.
B:Paper cash.
C:Check.
答案: 【Check.】
8、单选题：
Which asset is the most liquid asset of all because it is the medium of exchange; it does not have to be converted into anything else to make purchases. （ ）
选项：
A:House
B:Bond
C:Stock
D:Money
答案: 【Money】
9、多选题：
Whether in the form of shells, rocks, gold or paper, money has three primary functions in any economy: （ ）
选项：
A:As a store of value.
B:As a unit of account
C:As a medium of exchange,
答案: 【As a store of value. ;
As a unit of account ;
As a medium of exchange,】
10、多选题：
Paper currency and coins are easily stolen and can be expensive to transport in large amounts because of their bulk. To combat this problem, in modern banking system,what inventions are created : （ ）
选项：
A:Debit card, credit card
B:Check
C:E-money
D:Bank account
答案: 【Debit card, credit card;
Check;
E-money;
Bank account】