2024知到答案 金融风险管理（北京第二外国语学院） 最新智慧树满分章节测试答案

1、判断题：
A firm should hedge all risks for risk management purposes。（ ）
选项：
A:对
B:错
答案: 【错】

2、判断题：
The theory of risk management irrelevance states that risk cannot create value for investors since investors can diversify firm-specific risk. （ ）
选项：
A:错
B:对
答案: 【对】

3、判断题：
Longevity risk refers to the possibility that a human being outlives his/her resources and runs out wealth. （ ）
选项：
A:错
B:对
答案: 【对】

4、单选题：
Which of the following is correct about financial risk management? （ ）
选项：
A:Financial risk management implies avoidance of all kinds of risk.
B:Financial risk management is a back-office business.
C:Financial risk management may choose to increase risk.
D:Financial risk management takes a backward-looking perspective.
答案: 【Financial risk management may choose to increase risk.】

5、多选题：
Which of the following is a reason for why financial risk management can be relevant and useful? （ ）
选项：
A:Risk management can help to lower financing costs.
B:Risk management can help to smooth earnings.
C:Risk management can help to prevent a firm from falling into financial distress.
D:Risk management can help firms to focus on specialty.
答案: 【Risk management can help to lower financing costs.;
Risk management can help to smooth earnings.;
Risk management can help to prevent a firm from falling into financial distress.;
Risk management can help firms to focus on specialty.】